Aruba Business Startup Kit

Nobody hands you the list.

You’ve got the idea. What you don’t have is the sequence — which office first, which form, which tax, and what quietly becomes obligatory the moment you start trading.

So most people improvise. They register, then work out taxes afterwards. They pick the structure that’s cheapest to set up rather than cheapest to run. They find out about the KOR decision after it’s been made for them.

Every one of those costs money to unwind.

This kit is the list.

Eleven steps, grouped into five phases, in the order they actually have to happen. Fillable — you complete the worksheets inside the PDF as you work through it.

The five phases

1. Plan & Structure — your business plan, and the legal form decision (Eenmanszaak, VOF, VBA, NV) that shapes your tax and your personal liability for years
2. Register the Business — name availability, KvK registration, and the uittreksel you’ll need before a bank will talk to you
3. Permits & Protection — business licence at DEACI, sector permits, insurance, and protecting your name and logo
4. Tax & Finance — registering with DIMP, the decision that catches everyone out, opening a business account, and setting up books that hold up
5. Hiring & Employer Duties — SVB, payroll tax, social premiums, mandatory pension, and the filings that follow

Three worksheets you fill in

• Startup Cost Estimator — one-time and monthly, so your bank conversation is a short one
• Your Personal Budget — what life costs at home, which is the salary the business must be able to pay you. Most owners never work this out. It’s why they quietly bleed the company dry.
• 90-Day Launch Timeline — a realistic order of operations with your own target dates

Who it’s for

Anyone about to start in Aruba — first business or fifth. If you’ve already registered but the tax side is still a fog, Phase 4 alone is worth the price.

One thing worth knowing now

The moment you start carrying out entrepreneurial activities, registering is obligatory. Not when you feel ready. Not when the website’s finished. From day one.

This kit is a general guide to help you get organised. Requirements, fees and procedures can change and depend on your specific situation. It is toelichting — not personalised advice, not legally binding, and not admissible as evidence in tax disputes or audits. For advice tailored to your business, consult iFacts Consultancy or the relevant Aruban authority.

Licensed for the purchaser’s personal use. ✔ Reuse it for yourself ✘ No reselling ✘ No sharing or distributing. © iFacts Consultancy — all rights reserved.